Mercedes-Benz C300 Insurance Rates [Guide + Free Quotes]
Average Mercedes-Benz C300 insurance rates are $138 per month, but the age of your Mercedes could impact your personal rates. 2015 Mercedes-Benz C300 insurance costs are often less than a newer model, so follow this guide to make sure you're paying the right price for Mercedes-Benz C300 insurance coverage. Enter your ZIP code now to get a free Mercedes-Benz C300 insurance quote.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Insurance Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...
Leslie Kasperowicz
Updated October 2020
Key takeaways:
- Full coverage costs around $1,652 a year or $138 each month
- A liability-only policy costs around $663 a year or $55 each month
- Highest rates are for teenage drivers at around $6,038 a year or $503 each month
- Good drivers can save as much as $681 a year by earning policy discounts
- Mercedes-Benz C300 insurance costs around $133 more per year than the average vehicle
Mercedes-Benz C300 insurance rates are about $133 more per year than the average vehicle with full coverage costing around $1,652 a year or $138 a month. The highest rates are for teens who will pay around $6,038 a year or $503 a month.
Good drivers can save up to $681 a year in policy discounts by staying safe and claim-free. Let’s take a closer look at Mercedes-Benz C300 insurance rates, safety features, and more.
You can start comparing quotes for Mercedes-Benz C300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mercedes-Benz C300 Insurance Cost
The average Mercedes-Benz C300 auto insurance rates are $1,652 a year or $138 a month.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Are Mercedes-Benz C300s Expensive to Insure?
The chart below details how Mercedes-Benz C300 insurance rates compare to other luxury cars like the Chevrolet Corvette, Jaguar XE, and Lexus IS 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
What Impacts the Cost of Mercedes-Benz C300 Insurance?
You might have noticed that there is a multitude of factors that impact Mercedes-Benz C300 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Mercedes-Benz C300.
Age of the Vehicle
The average Mercedes-Benz C300 auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Mercedes-Benz C300 costs $1,652, while 2010 Mercedes-Benz C300 insurance costs are $1,300, a difference of $352.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| 2019 Mercedes-Benz C300 | $384 | $690 | $390 | $1,622 |
| 2018 Mercedes-Benz C300 | $370 | $686 | $398 | $1,612 |
| 2017 Mercedes-Benz C300 | $356 | $668 | $416 | $1,598 |
| 2016 Mercedes-Benz C300 | $344 | $640 | $430 | $1,572 |
| 2015 Mercedes-Benz C300 | $326 | $618 | $442 | $1,544 |
| 2014 Mercedes-Benz C300 | $312 | $574 | $452 | $1,496 |
| 2013 Mercedes-Benz C300 | $300 | $540 | $456 | $1,454 |
| 2012 Mercedes-Benz C300 | $288 | $484 | $460 | $1,390 |
| 2011 Mercedes-Benz C300 | $270 | $446 | $460 | $1,334 |
| 2010 Mercedes-Benz C300 | $260 | $418 | $464 | $1,300 |
Driver Age
Driver age can have a significant impact on the cost of Mercedes-Benz C300 auto insurance. For example, 20-year-old drivers pay approximately $2,020 each year for their Mercedes-Benz C300 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Mercedes-Benz C300 insurance rates. For example, drivers in Los Angeles may pay $909 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Mercedes-Benz C300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz C300 car insurance with violations on their driving record.
Mercedes-Benz C300 Safety Ratings
Your Mercedes-Benz C300 auto insurance rates are influenced by the Mercedes-Benz C300’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mercedes-Benz C300 Safety Features
Most drivers don’t realize that not only do Mercedes-Benz C300 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Mercedes-Benz C300 auto insurance rates. The Mercedes-Benz C300’s safety features include:
- LED daytime running lamps
- Collision prevention assist plus
- Crosswind assist
- Rearview camera
- Seat belt technology
- 9 air bags
- Adaptive braking technology
- PRE-SAFE
Mercedes-Benz C300 Finance and Insurance Cost
If you are financing a Mercedes-Benz C300, you will pay more if you purchase Mercedes-Benz C300 auto insurance at the dealership, so be sure to shop around and compare Mercedes-Benz C300 auto insurance quotes from the best companies using our FREE tool below.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ways to Save on Mercedes-Benz C300 Insurance
Although it may seem like your Mercedes-Benz C300 car insurance rates are set, there are a few measures that you can take to secure the best Mercedes-Benz C300 car insurance rates possible. Take a look at the following five ways to save on Mercedes-Benz C300 auto insurance.
- Reduce Your Coverage on an Older Mercedes-Benz C300
- Ask About Mercedes-Benz C300 Safety Discounts
- Use a Service Like Turo to Rent Out Your Mercedes-Benz C300
- Remove Young Drivers from Your Mercedes-Benz C300 Insurance When They Move Out or Go to School
- Consider Renting a Car Instead of Buying a Second Mercedes-Benz C300
Top Mercedes-Benz C300 Insurance Companies
Who is the top car insurance company for Mercedes-Benz C300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz C300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz C300 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mercedes-Benz C300 Insurance Quotes Online
Start comparing Mercedes-Benz C300 car insurance quotes for free by using our convenient online comparison tool.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption