How Much is Insurance for a Ford C-Max Hybrid?
Ford C-Max Hybrid insurance rates are around $117 a month, but some companies offer car insurance discounts for Hybrid models. Enter your ZIP code below to get a free Ford C-Max Hybrid insurance quote and follow this guide to comparison shop for the best Ford C-Max Hybrid insurance coverage in your area.
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Table of Contents
Table of Contents
Insurance Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...
Leslie Kasperowicz
Updated October 2020
Key takeaways:
- Full coverage costs around $1,404 a year or $117 each month
- A liability-only policy costs around $563 a year or $47 each month
- Highest rates are for teenage drivers at around $5,132 a year or $428 each month
- Good drivers can save as much as $579 a year by earning policy discounts
- Ford C-Max Hybrid insurance costs around $115 less per year than the average vehicle
Ford C-Max Hybrid insurance rates are about $115 less per year than the average vehicle with full coverage costing around $1,404 a year or $117 a month. The highest rates are for teens who pay around $5,132 a year or $428 a month as they’re considered to be high-risk drivers with little experience.
Good drivers can save up to $579 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Ford C-Max Hybrid insurance rates, insurance losses, and more.
You can start comparing quotes for Ford C-Max Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford C-Max Hybrid Insurance Cost
The average car insurance costs for a Ford C-Max Hybrid are $1,404 a year or $117 a month.
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Are Ford C-Max Hybrids Expensive to Insure?
The chart below details how Ford C-Max Hybrid insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Lexus GS 450h, and Honda Accord Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford C-Max Hybrid Insurance?
The Ford C-Max Hybrid trim and model you choose will affect the total price you will pay for Ford C-Max Hybrid insurance coverage.
Age of the Vehicle
The average Ford C-Max Hybrid auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Ford C-Max Hybrid cost $1,404, while 2013 Ford C-Max Hybrid rates are $1,290, a difference of $114.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| 2017 Ford C-Max Hybrid | $272 | $552 | $416 | $1,398 |
| 2016 Ford C-Max Hybrid | $262 | $530 | $430 | $1,380 |
| 2015 Ford C-Max Hybrid | $248 | $512 | $442 | $1,360 |
| 2014 Ford C-Max Hybrid | $238 | $474 | $452 | $1,322 |
| 2013 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
Driver Age
Driver age can have a significant effect on Ford C-Max Hybrid car insurance rates. As an example, a 30-year-old driver pays around $62 more each year for their Ford C-Max Hybrid car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Ford C-Max Hybrid insurance rates. For example, drivers in New York may pay $856 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Ford C-Max Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford C-Max Hybrid auto insurance rates with violations on their driving record.
Ford C-Max Hybrid Safety Ratings
The Ford C-Max Hybrid’s safety ratings will affect your Ford C-Max Hybrid auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford C-Max Hybrid Safety Features
The more safety features you have on your Ford C-Max Hybrid, the more likely it is that you can earn a discount. The Ford C-Max Hybrid’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Ford C-Max Hybrid Insurance Loss Probability
Insurance loss probability on the Ford C-Max Hybrid fluctuates between each type of coverage. The lower percentage means lower Ford C-Max Hybrid car insurance rates; higher percentages mean higher Ford C-Max Hybrid auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -1% |
|---|---|
| Property Damage | -8% |
| Comprehensive | -5% |
| Personal Injury | -6% |
| Medical Payment | -11% |
| Bodily Injury | 0% |
| Source: Insurance Institute for Highway Safety | |
Ford C-Max Hybrid Finance and Insurance Cost
If you are financing a Ford C-Max Hybrid, most lenders will require your carry higher Ford C-Max Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Ford C-Max Hybrid auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Ford C-Max Hybrid Insurance
You can save more money on your Ford C-Max Hybrid auto insurance rates by employing any of the following five strategies.
- Buy a Ford C-Max Hybrid with an Anti-Theft Device
- Be Picky About Who Drives Your Ford C-Max Hybrid
- Ask About Ford C-Max Hybrid Discounts If You Were Listed on Someone Else’s Policy
- Take Advantage of Referral Fees
- Carpool to Work Instead of Driving Your Ford C-Max Hybrid
Top Ford C-Max Hybrid Insurance Companies
The best auto insurance companies for Ford C-Max Hybrid car insurance rates will offer competitive rates, discounts, and account for the Ford C-Max Hybrid’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Ford C-Max Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
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