Are Cadillac CTS-Vs Expensive to Insure?
Cadillac CTS-V insurance costs around $140 a month, so start comparing Cadillac CTS-V insurance quotes now to save money on your auto insurance. State Farm and GEICO are the most popular companies for Cadillac CTS-V insurance coverage, but you may find that you find a cheaper rate from a local auto insurance company. Enter your zip code below to find Cadillac CTS-V insurance rates and providers in your city.
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Table of Contents
Table of Contents
Insurance Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...
Leslie Kasperowicz
Updated October 2020
Key takeaways:
- Full coverage costs around $1,684 a year or $140 each month
- A liability-only policy costs around $675 a year or $56 each month
- Highest rates are for teenage drivers at around $6,155 a year or $513 each month
- Good drivers can save as much as $694 a year by earning policy discounts
- Cadillac CTS-V insurance costs around $165 more per year than the average vehicle
Cadillac CTS-V insurance rates are on average $165 higher per year than the average vehicle, with full costing about $1,684 a year or $140 a month. Good drivers may be eligible for up to $694 in discounts per year by practicing safe driving habits. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.
You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac CTS-V Insurance Cost
The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.
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Are Cadillac CTS-Vs Expensive to Insure?
The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Lexus GS 350, Porsche Panamera, and Audi S6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac CTS-V Insurance?
The Cadillac CTS-V trim and model you choose will affect the total price you will pay for Cadillac CTS-V insurance coverage.
Age of the Vehicle
Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| 2017 Cadillac CTS-V | $394 | $784 | $354 | $1,668 |
| 2016 Cadillac CTS-V | $380 | $752 | $364 | $1,632 |
| 2014 Cadillac CTS-V | $344 | $674 | $384 | $1,538 |
| 2013 Cadillac CTS-V | $332 | $634 | $388 | $1,490 |
| 2012 Cadillac CTS-V | $318 | $568 | $390 | $1,412 |
| 2011 Cadillac CTS-V | $296 | $522 | $390 | $1,344 |
| 2010 Cadillac CTS-V | $286 | $490 | $394 | $1,306 |
Driver Age
Driver age can have a significant effect on Cadillac CTS-V car insurance rates. As an example, a 30-year-old driver pays around $74 more each year for their Cadillac CTS-V car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in New York may pay $1,028 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Cadillac CTS-V car insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.
Cadillac CTS-V Safety Ratings
The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Moderate |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Cadillac CTS-V Crash Test Ratings
Not only do good Cadillac CTS-V crash test ratings mean you are better protected in a crash, but good Cadillac CTS-V crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2018 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2017 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2016 Cadillac CTS-V 4 DR RWD | N/R | N/R | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac CTS-V Safety Features
The Cadillac CTS-V safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Cadillac CTS-V auto insurance rates. The Cadillac CTS-V’s safety features include:
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Rear Vision Camera
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Lane Keep Assist with Lane Departure Warning
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Following Distance Indicator
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Forward Collision Alert
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Lane Change Alert with Side Blind Zone Alert
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Rear Cross-Traffic Alert
Cadillac CTS-V Insurance Loss Probability
The Cadillac CTS-V’s insurance loss probability varies between different coverage types. The lower percentage means lower Cadillac CTS-V auto insurance costs; higher percentages mean higher Cadillac CTS-V auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 74% |
|---|---|
| Property Damage | -26% |
| Comprehensive | 35% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Cadillac CTS-V Finance and Insurance Cost
If you are financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverages including comprehensive coverage, so be sure to compare Cadillac CTS-V car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Cadillac CTS-V Insurance
You have more options at your disposal to save money on your Cadillac CTS-V auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Cadillac CTS-V car insurance rates
- Ask About a Student Away from Home Discount
- Reduce Your Coverage on an Older Cadillac CTS-V
- Make Sure You Use an Accredited Driver Safety Program
- Remove Young Drivers from Your Cadillac CTS-V Insurance Plan
- Buy An Older Cadillac CTS-V
Top Cadillac CTS-V Insurance Companies
Who is the best company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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