How Much is Insurance on a Cadillac XT5?
Cadillac XT5 insurance rates average at $135 per month, yet 2017 Cadillac XT5 insurance costs could be even higher. Save money on your Cadillac XT5 insurance coverage by driving an older model and keeping a good driving record. You can compare Cadillac XT5 insurance quotes online now with our comparison tool below to see how much you can pay for a Cadillac XT5 auto insurance policy in your city.
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Table of Contents
Table of Contents
Insurance Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...
Leslie Kasperowicz
Updated October 2020
Key takeaways:
- Full coverage costs around $1,624 a year or $135 each month
- A liability-only policy costs around $651 a year or $54 each month
- Highest rates are for teenage drivers at around $5,936 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Cadillac XT5 insurance costs around $105 more per year than the average vehicle
Cadillac XT5 insurance rates are $105 more expensive than the average vehicle. You can save $81 per month if you enroll in liability-only coverage. Teen drivers could pay up to $500 per month. Continue reading to learn how you can save money on Cadillac XT5 insurance rates.
You can start comparing quotes for Cadillac XT5 insurance rates from some of the best auto insurance companies by using our free online tool now.
Cadillac XT5 Insurance Cost
The average Cadillac XT5 auto insurance costs are $1,624 a year or $135 a month.
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Are Cadillac XT5s Expensive to Insure?
The chart below details how Cadillac XT5 insurance rates compare to other SUVs like the Lexus RX 350, Ford Flex, and Mercedes-Benz GLA 250.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Chevrolet Tahoe | $336 | $532 | $372 | $1,398 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac XT5 Insurance?
The Cadillac XT5 trim and model you choose can impact the total price you will pay for Cadillac XT5 car insurance coverage.
Age of the Vehicle
Older Cadillac XT5 models generally cost less to insure. For example, car insurance rates for a 2020 Cadillac XT5 are $1,624, while 2017 Cadillac XT5 rates are $1,574, a difference of $50.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| 2019 Cadillac XT5 | $358 | $690 | $390 | $1,596 |
| 2018 Cadillac XT5 | $344 | $686 | $398 | $1,586 |
| 2017 Cadillac XT5 | $332 | $668 | $416 | $1,574 |
Driver Age
Driver age can have a significant impact on Cadillac XT5 auto insurance rates. For instance, a 30-year-old driver may pay $71 more each year for Cadillac XT5 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Cadillac XT5 insurance rates. For example, drivers in New York may pay $991 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Cadillac XT5 insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac XT5 auto insurance with violations on their driving record.
Cadillac XT5 Safety Ratings
Your Cadillac XT5 insurance rates are tied to the Cadillac XT5’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Cadillac XT5 Crash Test Ratings
Poor Cadillac XT5 crash test ratings could mean higher Cadillac XT5 insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Cadillac XT5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Cadillac XT5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac XT5 Safety Features
The more safety features you have on your Cadillac XT5, the more likely it is that you can earn a discount. The Cadillac XT5’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Cadillac XT5 Finance and Insurance Cost
If you are financing a Cadillac XT5, you will pay more if you purchase Cadillac XT5 car insurance at the dealership, so be sure to shop around and compare Cadillac XT5 car insurance quotes from the best companies using our FREE tool below.
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5 Ways to Save on Cadillac XT5 Insurance
If you want to reduce the cost of your Cadillac XT5 insurance rates, follow these tips below:
- Check the Odometer on Your Cadillac XT5
- Compare Apples to Apples When Comparing Cadillac XT5 Insurance Quotes and Policies
- Pay Your Cadillac XT5 Insurance Upfront
- Use a Service Like Turo to Rent Out Your Cadillac XT5
- Choose Automatic Payments or EFT for Your Cadillac XT5 Insurance Policy
Top Cadillac XT5 Insurance Companies
Several top car insurance companies offer competitive rates for the Cadillac XT5 insurance rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Cadillac XT5 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac XT5 Insurance Quotes Online
You can start comparing quotes for Cadillac XT5 insurance rates from some of the best auto insurance companies by using our free online tool now.
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