Auto Insurance Coverage FAQs

Is it worth buying moving truck insurance?

Moving is a lot of work. One of the most important questions you need to ask during a move is this: is moving truck insurance worth it? Companies like U-Haul might convince you that you need it. But do you really need moving truck insurance? Is it possible to find budget rental truck insurance? Understanding...

Moving is a lot of work. One of the most important questions...

Can Auto Insurance Companies Deny Coverage to Felons?

Auto insurance companies have the right to and can choose from a number of reasons to deny auto insurance coverage to anyone they consider a high-risk driver. Car insurance for ex-offenders can be tricky but we’ve got you covered. So does criminal record affect car insurance? Yes, but depending on the company this may mean...

Auto insurance companies have the right to and can choose fr...

Should College Students Use Home Address Or College Address For Auto Insurance?

So you’re applying for car insurance as a college student. You get to the address field and you start to wonder: should you use your home address or your school’s address on your car insurance form? Today, we’re getting to the bottom of this issue and explaining why this decision can make a big difference...

So you’re applying for car insurance as a college student....

Does auto insurance cover damage done by a shopping cart?

So a shopping cart hit your parked car. There’s visible damage, and you don’t know what to do. Does auto insurance cover damage done by a shopping cart? Understanding auto insurance and how it works in these situations can be confusing. We’re here to help. The good news is that auto insurance does cover you...

So a shopping cart hit your parked car. There’s visible da...

Can I Get Affordable Auto Insurance If My Spouse Has a DUI or DWI?

So your spouse made a mistake and got a DUI/DWI. How does this affect your insurance? Can you still get affordable car insurance if your spouse has a DUI or DWI? Today, we’re answering all your questions about how your spouse’s drunk driving violations affect your insurance rates. Vehicle Insurance Companies Base Rates Off Every...

So your spouse made a mistake and got a DUI/DWI. How does th...

Multi-Car Insurance Policy: How Many Cars Can Be Insured on a Policy?

Is there a limit to the number of cars that can be insured under the same policy? How many cars can I have on my insurance policy? Today, we’re answering all your questions to about how many cars can be insured on the same policy to help you with understanding auto insurance – including how...

Is there a limit to the number of cars that can be insured u...

Does insurance include rental car reimbursement?

...

How Much Extra Does It Cost to Add Someone to Your Auto Insurance Policy?

Can you add someone to your auto insurance? How many people can you add to your car insurance? How much does it cost to add a driver to a car insurance policy? We hope to answer all your questions in our breakdown. Adding people to your insurance policy can be one of the most convenient,...

Can you add someone to your auto insurance? How many people ...

Can you carry auto insurance for a car if the title is not in your name?

Are you wondering, “Can I insure a car not in my name?” Generally, when you take out auto insurance coverage, it is assumed that the person taking out the insurance and the car’s owner are the same. That means that you are taking out insurance to protect your own motor vehicle so that any damage...

Are you wondering, “Can I insure a car not in my name?” ...

Will my auto insurance cover a locksmith?

Getting locked out of your vehicle is never fun. Not only do you have to struggle endlessly to find your keys, you also have to eventually admit defeat and call up a locksmith to come and help you out. Depending on which locksmith you use, you might end up paying a pretty penny to simply...

Getting locked out of your vehicle is never fun. Not only do...

When is an auto insurance deductible waived?

When it comes to your car insurance policy, the deductible is the amount of money you must pay for auto repairs before your insurance company pays for your claim. If you get into an accident with $7,000 worth of damage and you have a $1000 deductible, for example, you will pay $1000 to your insurer and...

When it comes to your car insurance policy, the deductible ...

Adding Your Spouse To Your Auto Insurance Policy

With getting married comes a whole bunch of paperwork.  If you thought planning your wedding was tough, just wait until the clerical work afterward! Bank account updating, changing IDs and licenses, adding dependents to health insurance, and name changes are all part of the process.  Another thing you need to think about, as you might...

With getting married comes a whole bunch of paperwork.  If ...

Does Auto Insurance Cover Vandalism?

If some jerk comes by and vandalizes your car, not only is it not your lucky day, you could also be facing a lot of unexpected expenses. What’s worse – unless you have the right type of insurance coverage, your insurer might not even cover the damages! This is why it’s important to have comprehensive...

If some jerk comes by and vandalizes your car, not only is i...

How much is it to add a teenager to car insurance

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. My parents said they would insure me and put me on their policy if I pay for the extra cost I’m turning 16 in a couple months How...

The following is an exported forum post from our discontinue...

Accident while drifting – is this covered by insurance?

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. So I was being stupid and was playing around in the snow with friends and ‘drifting’ Well, I hit some nasty ice and accidentally slid into the curb...

The following is an exported forum post from our discontinue...

If you combine your auto insurance policy with your girlfriend, how does the record-checking work?

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. What I mean is – We are living together and have been for the past 3 years.  We live in Delaware. Our insurance agent said that if we...

The following is an exported forum post from our discontinue...

Is adding my mom to my insurance policy cheaper?

A scenario: You’re 19 years old and buying your first car this spring.  You’ll be the registered owner (of title, lien, etc.) and will also be insuring it with you as the main driver. Adding your parents to your car insurance could be a good idea. You may find that it is actually over $1,000...

A scenario: You’re 19 years old and buying your first ...

Am I covered under my parents policy?

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. i just got my license and want to start driving. I’m 19 and live in Washington DC. my parents have insurance. does this automatically mean that I am...

The following is an exported forum post from our discontinue...

Is there auto insurance for a foreigner in the USA?

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. I am planning on traveling to America in January… I live in Europe and am a EU resident. How does a non-citizen get car insurance? I think I...

The following is an exported forum post from our discontinue...

Hit An Animal With My Car – Will My Insurance Cover These Damages?

It really sucks to be driving on the road and to suddenly strike an innocent animal. Be it a deer, dog, cat, moose, mountain lion, turkey, or any animal for that matter; nobody likes to see a cute little creature suffer at the hand of their vehicle. Unfortunately, sometimes these accidents are inevitable. If you...

It really sucks to be driving on the road and to suddenly st...