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What is double-dipping an auto insurance claim?

Double-dipping at a party is not cool, but it won’t land you in jail. Double-dipping an auto insurance claim just might. What is double-dipping auto insurance claims? When an accident happens, y...

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Can I Get Backdated Auto Insurance?

Backdated auto insurance is tricky, but understanding auto insurance is made easy with this guide. It’s a legal requirement in most states for all drivers to have auto insurance to cover the cos...

Do You Need Auto Insurance before You Buy A Car?Post

Do You Need Auto Insurance before You Buy A Car?

If you are thinking about buying a new vehicle and are wondering when exactly in the automobile buying process you should get auto insurance, you’ve come to the right place. Insurance is one of ...

Will Your City Pay Your Pothole Claim?Post

Will Your City Pay Your Pothole Claim?

Driving on roads covered with potholes is never fun.  These pesky pits can cause extreme damage to your vehicle and also make for an uncomfortable ride.  Cities in the Northeast and Midwest are espe...

What Happens If I Hit My Own Car?Post

What Happens If I Hit My Own Car?

If you have multiple cars parked at home, you might run out of luck one day and actually end up hitting your own vehicle. This is not actually that uncommon. If you have a small garage or a narrow dri...

Proof of Financial ResponsibilityPost

Proof of Financial Responsibility

When it comes to auto insurance, proof of financial responsibility refers to the ability of a driver to pay for damages in the event of an accident the driver is found liable for. Different states hav...

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Driving Without Auto Insurance

What You Should Know Driving without insurance is illegal in most states The best way to drive without insurance is to not draw any attention to your motor vehicle when it’s on the road If you...

Umbrella PolicyPost

Umbrella Policy

Umbrella insurance is a kind of liability insurance policy that covers both the assets of the insured party and the future income of parties on the primary policies. It is not the same as excess insur...

Preferred Auto Insurance PolicyPost

Preferred Auto Insurance Policy

In insurance company parlance, a preferred risk auto insurance policy is a policy that is offered at preferential terms for drivers who have an outstanding history of previous driving. Preferred auto ...

IndemnityPost

Indemnity

In general terms indemnity is compensation paid by one party to another party in respect of a particular loss sustained by the receiving party. The indemnitor (the party who pays the compensation) doe...

Floater InsurancePost

Floater Insurance

A floater insurance policy is a specific type of policy that covers individual easily moveable items for additional coverage over a standard home insurance policy. This could be applied easily to item...

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Anti-Theft Recovery Systems

Vehicle theft is a serious problem in the United States and around the world. Thanks to technology, however, it’s becoming harder for thieves to steal cars. Wondering what to do if your car is stole...

The Tort System and Auto InsurancePost

The Tort System and Auto Insurance

Since auto insurance is something that’s legally required in every state, most drivers purchase it without thinking too much about the laws behind insurance and how they operate. The majority of...