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PostDouble-dipping at a party is not cool, but it won’t land you in jail. Double-dipping an auto insurance claim just might. What is double-dipping auto insurance claims? When an accident happens, you want all of the money you are entitled to for damages and injuries. That only becomes a problem if you submit the same...
Double-dipping at a party is not cool, but it won’t la...
PostIf you get into a car accident that isn’t your fault, then the law is on your side. This is the purpose for car insurance and it should then follow that the driver that was to blame will pay for the damage and for any medical costs through their insurance. It is a legal requirement...
If you get into a car accident that isn’t your fault, then...
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PostBackdated auto insurance is tricky, but understanding auto insurance is made easy with this guide. It’s a legal requirement in most states for all drivers to have auto insurance to cover the costs of any damage they cause in an accident. This may cause you to wonder, can I get backdated auto insurance? We’re going...
Backdated auto insurance is tricky, but understanding auto i...
PostIf you are thinking about buying a new vehicle and are wondering when exactly in the automobile buying process you should get auto insurance, you’ve come to the right place. Insurance is one of the most important factors when it comes to car buying, mainly because it is required by law, just like license plates,...
If you are thinking about buying a new vehicle and are wonde...
PostDo you need to file a police report after an accident? Hundreds of minor auto accidents happen each day throughout the United States and lead to the dilemma of what you should do when you get hit by another car as well as understanding auto insurance and how claims work. If you are wondering if...
Do you need to file a police report after an accident? Hundr...
PostDo you need a license to get insurance? Do student drivers need insurance? When your teen gets their first driving permit, you and your teenager may have many questions about insurance. Learner’s permits are driving permits given to teenage drivers before they become fully licensed. By using a learner’s permit, the young driver is allowed...
Do you need a license to get insurance? Do student drivers n...
PostDriving on roads covered with potholes is never fun. These pesky pits can cause extreme damage to your vehicle and also make for an uncomfortable ride. Cities in the Northeast and Midwest are especially susceptible to potholes because of their intense weather. You may not know it, but potholes actually form when moisture gets into...
Driving on roads covered with potholes is never fun. These...
PostIf you have multiple cars parked at home, you might run out of luck one day and actually end up hitting your own vehicle. This is not actually that uncommon. If you have a small garage or a narrow driveway (or teen drivers), running into your own car happens more than you think. Fortunately, filing...
If you have multiple cars parked at home, you might run out ...
PostDepending on the state you live in, you could face tickets, fines, motor vehicle impoundment, or even arrest if you get caught driving with an expired license. Read on for how to get a car out of impound. While penalties are different in every state, it’s important to make sure you never let your driver’s...
Depending on the state you live in, you could face tickets, ...
PostHow do undocumented immigrants get auto insurance? Auto insurance for undocumented immigrants can be difficult to attain and directly depends on the state they live in. While all states require their drivers to have some form of auto insurance, some have different laws that determine whether or not an undocumented immigrant is legally allowed to...
How do undocumented immigrants get auto insurance? Auto insu...
PostWhen it comes to auto insurance, proof of financial responsibility refers to the ability of a driver to pay for damages in the event of an accident the driver is found liable for. Different states have different financial responsibility law requirements. In the United States, losses from auto accidents are estimated to exceed $150 billion...
When it comes to auto insurance, proof of financial responsi...
PostHas your insurance company ever requested to see your vehicle title? If so, you may be wondering why. In some cases, you may be asked for your vehicle title when you are looking to purchase an insurance policy and times, an insurer may request to see your vehicle title if you’ve been in an accident....
Has your insurance company ever requested to see your vehicl...
PostThe following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. “” I’m 17 years old and just started driving a few months ago. I bought my car insurance thru Progressive. I bought it for six months and the...
The following is an exported forum post from our discontinue...
PostWhat You Should Know Driving without insurance is illegal in most states The best way to drive without insurance is to not draw any attention to your motor vehicle when it’s on the road If you get caught driving without insurance, most states penalize you with a fee, which can range anywhere between $25 and $5,000 Repeat offenders...
What You Should Know Driving without insurance is illegal i...
PostUmbrella insurance is a kind of liability insurance policy that covers both the assets of the insured party and the future income of parties on the primary policies. It is not the same as excess insurance, which typically only applies when all the policies that it covers have been exhausted, umbrella insurance “drops down” to...
Umbrella insurance is a kind of liability insurance policy t...
PostIn insurance company parlance, a preferred risk auto insurance policy is a policy that is offered at preferential terms for drivers who have an outstanding history of previous driving. Preferred auto insurance is for those people who are able to show they abide by the rules of the road and have a clean record (no...
In insurance company parlance, a preferred risk auto insuran...
PostIn general terms indemnity is compensation paid by one party to another party in respect of a particular loss sustained by the receiving party. The indemnitor (the party who pays the compensation) does not have to be responsible for the loss of the other party though they may be. There are many different forms that...
In general terms indemnity is compensation paid by one party...
PostA floater insurance policy is a specific type of policy that covers individual easily moveable items for additional coverage over a standard home insurance policy. This could be applied easily to items like expensive jewelry (which may not be covered when worn outside of the home or in specific circumstance like when it is placed...
A floater insurance policy is a specific type of policy that...
PostVehicle theft is a serious problem in the United States and around the world. Thanks to technology, however, it’s becoming harder for thieves to steal cars. Wondering what to do if your car is stolen? That’s where vehicle recovery systems come in. What is a stolen vehicle recovery system? It and the term ‘anti-theft recovery...
Vehicle theft is a serious problem in the United States and ...
PostSince auto insurance is something that’s legally required in every state, most drivers purchase it without thinking too much about the laws behind insurance and how they operate. The majority of states operate on what is known as the ‘tort’ system of auto insurance – but ask your close friends which system your state uses...
Since auto insurance is something that’s legally requi...
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