PostWhy are insurance costs higher in some ZIP codes?
“” Car insurance is one of the necessary evils of our society; no one really likes paying for it, but when you need to use it having car insurance can end up saving a small fortune in l...
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PostDoes a speeding warning affect your insurance?
Speed warnings should never affect your auto insurance because traffic warnings don’t usually go on your driving record. Any traffic citation that ends up on your driving record could affect you...
PostHow Insurers Calculate Your Car Insurance Rate
Each auto insurance company uses its own formula to calculate rates. However, even the best auto insurance companies consider your driving record, your age, and the type of car you drive to determine ...
PostHow does the insurance company determine my premium?
How does the car insurance company determine my premium? The answer isn’t as simple as it seems. Every insurance company uses different criteria to determine rates, and it’s important to learn how...
PostHow DUI and DWI Affect Your Insurance Rate
We know understanding auto insurance when you have a DUI or DWI can be complicated and frustrating. Don’t worry, because we’ve done the work for you. What is a DUI? What is a DWI? What is an OWI? ...
PostDoes a parking ticket affect your insurance?
If you have recently received a parking ticket, you may be wondering, Does a parking ticket affect your insurance? The truth is, there is always the potential for a parking ticket to impact your insur...
PostVehicle Depreciation And Its Effect On Insurance Rates
As physical items and property age, they tend to either increase or decrease in value. Own a painting by a famous artist, or perhaps a collectible like a rookie baseball card or a rare coin? It’...
PostHow Long Does A DUI Affect Your Auto Insurance Rates?
A DUI is a charge for ‘Driving Under the Influence’. This essentially means that you have been caught driving over the legal limit after drinking alcohol. Undoubtedly, this offense can lead t...
PostIs Auto Insurance Higher For A Leased Car?
If you are thinking about leasing a car, you are part of a growing group of Americans. Leasing is more popular than ever, but you might be wondering “Is lease insurance more expensive?” The answer...
PostHow COVID-19 Could Lower Auto Insurance Rates (2026)
Overview Traffic is much lighter due to the fallout from the coronavirus See which car insurance companies are issuing refunds because of this trend with COVID-19 Most insurers are pausing late fees a...
PostWhy Did My Auto Insurance Go Up for No Reason?
You haven’t been in an accident. You didn’t get a speeding ticket. You haven’t made any type of insurance claim. So, why did my insurance go up? The car insurance premium can fluctuate wildly ba...
PostDoes making an illegal turn impact your auto insurance? [Updated Rates]
Certain violations affect auto insurance more than others. Some – like a DUI – will double auto insurance rates overnight. Others – like a parking ticket – won’t affect auto insurance at all...
PostDo Tinted Windows Affect Auto Insurance Rates? [Updated Advice]
In some states, drivers are allowed to tint their windows. But do tinted windows affect auto insurance rates? It’s certainly possible for tinted windows to raise insurance rates, but it won’t ...
PostCan Anti-Lock Brakes Lower Insurance Rates?
Anti-lock brakes have been a required standard feature on all new cars since 2000. But do insurance companies give you a discount for having an anti-lock braking system (ABS)? Do anti-lock brakes real...
PostCan Airbags Lower Your Auto Insurance Rates?
Certain safety features can lower insurance premiums. But does having air bags really lead to lower insurance premiums? Do car insurance companies reward you for having air bags? Today, we’re explai...
PostDoes Crime Rate Affect Auto Insurance Rates?
Many people are surprised to discover that crime rate can significantly impact auto insurance premiums. It’s true: your ZIP code’s crime rate can raise or lower auto insurance premiums. Depending ...
PostDoes auto insurance go down at 21?
Drivers in their teens and early 20s pay some of the highest rates in America for car insurance. As you get older, however, can you expect car insurance to decrease in price? Or will you have to wait ...
PostIs auto insurance cheaper with a dashcam?
Is auto insurance cheaper with a dashcam? Dashcams make life easier for car insurance companies. They simplify the claim’s investigation process. For that reason, many dashcam owners believe the...
PostDo out-of-state speeding tickets affect your auto insurance rates?
Do out-of-state speeding tickets affect auto insurance rates? One of the biggest concerns when you get a speeding ticket, is how it will affect your auto insurance rates. Depending on your state and i...
PostHow Does Divorce Affect Auto Insurance?
Getting divorced can have a significant impact on several aspects of your life – including everything from finances to insurance. How does getting divorced impact car insurance prices? Should you up...
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