How Much is Insurance on a Dodge Ram 3500?
Dodge Ram 3500 insurance rates are around $121 a month, but the Dodge Ram 3500 insurance requirements in your state can impact what you pay for coverage. Comparison shopping is the best way to save money on your Dodge Ram 3500 auto insurance, so enter your ZIP code below to start comparing Dodge Ram 3500 insurance quotes in your state now.
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Insurance Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...
Leslie Kasperowicz
Updated October 2020
Key takeaways:
- Full coverage costs around $1,448 a year or $121 each month
- A liability-only policy costs around $580 a year or $48 each month
- Highest rates are for teenage drivers at around $5,292 a year or $441 each month
- Good drivers can save as much as $597 a year by earning policy discounts
- Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle
Dodge Ram 3500 insurance rates are slightly less than the average vehicle with full coverage costing around $1,448 a year or $121 a month. The highest rates are for teens who will pay about $5,292 a year or $441 a month as they’re considered to be high-risk.
Good drivers can save up to $597 in policy discounts by staying safe and courteous out on the roads. We will be taking a look at Dodge Ram 3500 insurance rates, safety features, and more.
You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Ram 3500 Insurance Cost
The average Dodge Ram 3500 auto insurance costs are $1,448 a year or $121 a month.
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Are Dodge Ram 3500s Expensive to Insure?
The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Chevrolet Silverado, Nissan Frontier, and Chevrolet Silverado 2500HD.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Ram 3500 Insurance?
The Dodge Ram 3500 trim and model you choose can impact the total price you will pay for Dodge Ram 3500 insurance coverage.
Age of the Vehicle
The average Dodge Ram 3500 auto insurance rates are higher for newer models. Auto insurance for a 2010 Dodge Ram 3500 costs $1,448.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Dodge Ram 3500 | $268 | $400 | $580 | $1,448 |
Driver Age
Driver age can have a significant impact on the cost of Dodge Ram 3500 auto insurance. For example, 20-year-old drivers pay as much as $1,835 more each year for their Dodge Ram 3500 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in New York may pay $883 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Ram 3500 auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 3500 car insurance with violations on their driving record.
Dodge Ram 3500 Safety Features
Good Dodge Ram 3500 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Ram 3500 are:
- An adaptive forward lighting system
- Forward collision warning
- Adaptive cruise control
- Blind-spot monitoring
- Parksense front and rear park assist
Dodge Ram 3500 Finance and Insurance Cost
When financing a Dodge Ram 3500, most lenders will require your carry higher Dodge Ram 3500 coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Ram 3500 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Dodge Ram 3500 Insurance
If you want to reduce the cost of your Dodge Ram 3500 insurance rates, follow these tips below:
- Check Reviews and State Complaints Before You Choose an Insurer
- Install an Aftermarket Anti-Theft Device for Your Dodge Ram 3500
- Spy on Your Teen Driver
- Buy a Dodge Ram 3500 with an Anti-Theft Device
- Check Your Dodge Ram 3500 Policy Carefully to Ensure All Information is Correct
Top Dodge Ram 3500 Insurance Companies
Who is the best company for Dodge Ram 3500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram 3500 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram 3500 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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